楼市风云！首套房贷利率3.45%，二套房贷利率4.15%，不要冲动买房

sanasnoz

楼市风云！首套房房贷利率3.45%，二套房房贷利率4.15%，不要冲动的买房了！#重庆头条#



前段时间呢，楼市的小阳春表现还算不错，最起码有的重点城市呢成交量是大幅上涨了。#挑战30天在头条写日记#



很多人呢，没有看到房价的大幅上涨，所以呢，他们还是有一些犹豫要不要买房，也有可能他们是在等更多的利好。





然而石家庄这个城市呢，当时就把房贷利率给提高了一点点，很多人又开始慌了，他觉得是不是要暴涨了，要不然利率怎么会提高呢？



我早就告诉过大家，那只是暂时的一个现象而已，它不会持续下去，因为现在已经明朗了。








如上图所示，我们可以清楚地看到，在4月份的时间里面，石家庄的房贷利率保持稳定，首套房的房贷利率还是3.45%，二套房的房贷利率还是4.15%。



所以大家担心的那个问题根本不会出现，你也不用急急忙忙冲动的去买房，实际上的房价不会暴涨，利率也不会上调。



这个时候呢，我们更应该关注的是自己还有没有买房的需求，手里面的首付款准备好了没有？现金流规划好了没有？


我们应该减少去关注这些楼市的房贷利率的变化，这种微乎其微的消息，其实对楼市的影响并不大。


更何况从目前的楼市趋势来看，利率仍然是下行通道为主，不用担心这个问题。



而且我们也看到了，其实已经有很多的城市已经下调了房贷利率的下限，换句话说，有必要的情况下，他的房贷利率还会继续下降。



当然房贷利率有下降的空间，并不代表我们买房就可以继续等待，其实对于重点城市来说，优质的房产它的价格肯定是越来越贵的，还是要早一点买比较好。

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