sanasnoz 发表于 2024-4-5 08:50:21

楼市风云!首套房贷利率3.45%,二套房贷利率4.15%,不要冲动买房

楼市风云!首套房房贷利率3.45%,二套房房贷利率4.15%,不要冲动的买房了!#重庆头条#



前段时间呢,楼市的小阳春表现还算不错,最起码有的重点城市呢成交量是大幅上涨了。#挑战30天在头条写日记#



很多人呢,没有看到房价的大幅上涨,所以呢,他们还是有一些犹豫要不要买房,也有可能他们是在等更多的利好。





然而石家庄这个城市呢,当时就把房贷利率给提高了一点点,很多人又开始慌了,他觉得是不是要暴涨了,要不然利率怎么会提高呢?



我早就告诉过大家,那只是暂时的一个现象而已,它不会持续下去,因为现在已经明朗了。





https://p3-sign.toutiaoimg.com/tos-cn-i-axegupay5k/b1238af8bdbe4537afc83b38e191a0f6~tplv-tt-large.image?_iz=30575&lk3s=06827d14&x-expires=1712884070&x-signature=BToOYxDf8S0T1KJFOTrFgSZ773Q%3D


如上图所示,我们可以清楚地看到,在4月份的时间里面,石家庄的房贷利率保持稳定,首套房的房贷利率还是3.45%,二套房的房贷利率还是4.15%。



所以大家担心的那个问题根本不会出现,你也不用急急忙忙冲动的去买房,实际上的房价不会暴涨,利率也不会上调。



这个时候呢,我们更应该关注的是自己还有没有买房的需求,手里面的首付款准备好了没有?现金流规划好了没有?


我们应该减少去关注这些楼市的房贷利率的变化,这种微乎其微的消息,其实对楼市的影响并不大。


更何况从目前的楼市趋势来看,利率仍然是下行通道为主,不用担心这个问题。



而且我们也看到了,其实已经有很多的城市已经下调了房贷利率的下限,换句话说,有必要的情况下,他的房贷利率还会继续下降。



当然房贷利率有下降的空间,并不代表我们买房就可以继续等待,其实对于重点城市来说,优质的房产它的价格肯定是越来越贵的,还是要早一点买比较好。

StevenRigo 发表于 2024-4-5 15:09:45

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